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ALH. USMAN ABDULLAHI GUMEL V. UNITY BANK PLC

(2026) JELR 114704 (CA)

Court of Appeal  •  CA/KN/93/2025  •  16 Jan 2026  •  Nigeria

Coram
Mohammed Ambi-Usi Danjuma, JSC Boloukuromo Moses Ugo, JSC Mohammed Ahmed Ramat, JSC

Appearances
MAGAJI MATO IBRAHIM, SAN For the Appellant.

Judgement

MOHAMMED AMBI-USI DANJUMA, J.C.A. (Delivering the Lead Judgment): This appeal is brought against the judgment of the High Court of Kano State in Suit No. K/633/2021 delivered on 16-12-2024. 

The Appellant, before the trial Court, claimed against the Respondent as follows: 

  1. A declaration that the plaintiff is no longer indebted to the Defendant or whosoever having liquidated all his indebtedness in respect of the loan collected during his period of employment. 

  1. A declaration that the Defendant has woefully failed to discharge its contractual obligation to the plaintiff as a result of which the plaintiff was made to suffer untold hardship, psychological trauma, disgrace, humiliation, sleepless nights, and deprivation of not only his lawful earning but a simple right to a decent family life. 3. A declaration that the continuous act of holding on to the plaintiff's title document is not only illegal and unlawful but a violation of his right to own and acquire immobile property. 

  1. A declaration…

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