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(1964) JELR 68813 (HC)

High Court  •  24 Nov 1964  •  Ghana



SOWAH J.: The facts of this case are simple. The defendant is a customer of the plaintiff bank (hereinafter called the bank) and holds pass-book No. I.D. 88855 issued to him by the bank. The system by which savings accounts of illiterates are kept by the bank has been explained by the representative of the bank in evidence and I do not propose to recount it. In the case of this particular defendant, I was informed that before opening his account, finger print impressions of all the fingers of his right hand were taken and the first deposit of £G100 was entered into the savings pass-book which was given to him.

A ledger account was also opened which was always in the custody of the bank. When the defendant wants to deposit any moneys, a slip is filled in, such as the slips tendered in evidence, and if he is paying in the account himself, his thumb print impression is taken of the right thumb and the amount deposited is entered into his pass-book and later an entry is made in the ledger.…

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