THERESA NGOLIKA ORJI-ABADUA, J.C.A (Delivering the Leading Judgment): The facts leading to this case stemmed from the offer made by the Respondent on 26/10/2005 to the defunct Bank of the North Nigeria Limited, now Unity Bank Plc for purchase of a property of the said Bank situated at Plot A Mohammed B. Haladu Road, Sharada, Phase III, Kano, which it marketed for sale. The Respondent offered to buy the said property at the sum of N13,500,000.00 which, he, proposed to be liquidated by three instalments. A Bank Draft dated 26/10/05 covering the sum of N3,500,000.00 was forwarded along with the said letter. The offer was accepted by the Bank through its letter dated the same 26/10/2005 which was signed on its behalf by the Appellant in this appeal, its then AGM (Property). However, on the 1st November, 2005, the said Bank addressed a letter to the Respondent's Solicitors expressing certain difficulties it was experiencing regarding acceptance of his first payment of N3.5 million. By the …