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ELIZABETH KAKORAH V. NOBLE DREAM MICRO FINANCE

(2015) JELR 67789 (HC)

High Court  •  SUIT NO.OCC/300/14  •  8 Jun 2015  •  Ghana

Coram
HER LADYSHIP ANGELINA MENSAH-HOMIAH (MRS.) JUSTICE OF THE HIGH COURT

Appearances
ALFRED ANIM QUARSHIE FOR THE PLAINTIFF,KWASI ADU MANTE FOR THE DEFENDANT.

Judgement

JUDGEMENT

The Plaintiff's case is that she invested an amount of GH¢14,597.00 with the Defendant as a six- month fixed deposit at an interest rate of 18% for the period but the Defendant has not fully paid back her investment and the accrued interest after the maturity date.

The Defendant put up the defence that the Plaintiff has never been its customer and it has never had any dealings whatsoever with her. Hence, the Plaintiff is not entitled to her claim for GH¢11, 224.46.

The issues before this court for determination are as follows:

1. Whether or not the Plaintiff is a customer of the Defendant Financial Institution?

2. Whether or not the Plaintiff invested GH¢11,224.46 in the Defendant Institution?

3. Whether or not the Plaintiff is entitled to her claim?

On 14/04/2015, the Plaintiff gave evidence in court to prove her claims. Her testimony was very concise and it is as follows:

"... I know Noble Dream Micro Finance. I am one of their customers. I invested money at Noble Dream Micro Fina…

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