JUDGMENT
The facts are that on 15th of June 2010, Defendant’s vehicle, a Man Diesel Boom Truck with registration no. GR. 1232-10 ran into a BMW salon car with registration no CD 8100-09 belonging to the South African High Commission in Accra. The vehicle was insured by Plaintiff under policy no. M960120. The driver of the Defendant’s truck was arraigned before the District Court and convicted on his own plea.
Plaintiff averred that based on the Police Report, the claim between Plaintiff and the South African High Commission was settled on a total loss basis for an amount of US$62,070.00 and the insured was paid off. Plaintiff’s claim is that by subrogation rights, she was entitled to refund from Defendants for money paid to her insured for the damage. Plaintiff averred that the insurance policy on Defendant’s vehicle was third party with a liability limit of GH₵1,000, equivalent US$710.95. And that she had written several letters to Defendant claiming the outstanding US$61…