Plaintiff’s claim is for the recovery of the sum of Ghc23,272.88 plus interest thereon at the prevailing bank rate from 30th December 2011 to date of final payment.
The brief facts are that defendant, a businessman dealing in home appliances and trading under the name JTE Enterprises, was a customer at the Tema Branch of Plaintiff Bank. The thrust of plaintiff’s plaint is that even though defendant did not have sufficient funds in his account, he drew several cheques on his account which plaintiff honoured. Plaintiff further contended that other cheques issued by the defendant were returned unpaid because he failed to regularize the account and that the said cheques attracted the bank’s 10% penal charge. Plaintiff averred that defendant has refused to settle his indebtedness despite repeated demands made on him and that as at 30th December 2011, his indebtedness stood at Ghc23,272.88.
Defendant denied the claim and contended that he did not make any prior arrangemen…