NANA NKANSAH BOADU AYEBOAFO V. STATE INSURANCE COMPANY LTD

The Plaintiff claimed against the Defendant the following reliefs:

The recovery of the sum of GH¢850,000.00 being the sum insured under an insurance policy contract number P/101/20/2002/15 duly entered into between the Plaintiff and the Defendant sometime in February 2012.

Interest on the said sum at the current commercial rate from October 2013 to the date of final payment.

Damages for breach of contract.

Costs, inclusive of Solicitor’s fees assessed at 15% of the sum insured.

The Plaintiff in his Statement of Claim contended that in February 2012, he had insured his 6 storey building situate, lying and being at Achimota with the Defendant. The sum insured was GH¢850,000.00 with a premium of GH¢4,355.00. According to the Plaintiff, the Defendant had issued him with policy number P/101/20/2002.2012/15 in respect of the said building.

It was the Plaintiff’s case that sometime on 7^th November 2012, the risk insured occurred when the property insured collapsed. However, when he made a claim on…