The events that give rise to this litigation have their origin in a routine visit the Plaintiff made to the Abossey Okai Branch of the Defendant, HFC Bank Ghana Limited on July 14, 2015 to make a deposit into his account. Little did the Plaintiff know that the visit will set in motion the allegation of possession of counterfeit currency, arrest by the Bureau of National Investigation (BNI) and a lawsuit to claim what he believes is his legitimate due.
 The Plaintiff opened an account with the Defendant Bank’s Abbossey Okai branch and on 16 June2015 deposited a total amount of €195,000.00 in two tranches into the account. He later made some withdrawals. He made another deposit on July 14, 2015 in an amount of €276,500. According to him the amount was counted and a receipt was issued and he later received an alert on his telephone to confirm the deposit. It is his case that following a telephone call made to him by the Branch Manager he went to the branch o…