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UNITED BANK FOR AFRICA PLC v. MR. ZELETUS JOEL PEL

(2017) JELR 37592 (CA)

Court of Appeal  •  CA/J/119/2015  •  12 Jun 2017  •  Nigeria

Coram
ADAMU JAURO JCA; UCHECHUKWU ONYEMENAM JCA; HABEEB ADEWALE OLUMUYIWA ABIRU JCA;

Judgement

ADAMU JAURO, J.C.A. (Delivering the Leading Judgment): The appeal herein is against the decision of the Plateau State High Court of Justice presided over by Hon. Justice D.D. Longji delivered on 21st November, 2014 in Suit No.PLD/BL32/2013.

In a brief summary, the facts of the case as pleaded by the plaintiff now respondent before the lower Court was that, the respondent is a customer of the appellant with savings Account No. 2056354508. The respondent alleged to have opened the said account on the 23rd November, 2011 with opening balance of N160,000.00 at the appellants Bokkos branch. Subsequent lodgments of the sum of N34,000.00, N30,000.00 and N226,000.00 were said to have been made by the respondent in the said account at different occasions and he never made any withdrawal from his deposit until in March, 2012 when he needed to withdraw N400,000.00 from the ledger balance of N450,000.00 where he was informed by the appellant's Bokkos Branch that the account was empty. The responde…

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