<p><strong> ABIRU JCA (Delivering the Lead Judgment): </strong> This is an appeal against the judgment of the High Court of Kano State in suit No. K/567/2002 delivered by Honourable Justice S. B. Adamu on 4 February 2009. By an amended statement of claim dated 19 October 2007, the respondent, as plaintiff, claimed against the appellants, as defendants, as follows:</p><p>The sum of N123,431,839.61 (one hundred and twenty-three million, four hundred and thirty-one thousand, eight hundred and thirty-nine naira, sixty-one kobo) being the amount outstanding against the defendants’ accounts as at 31 July 2002. . Bank interest at the rate of 28% per annum from 1 August 2002 till date of judgmcnt. ii . 10% court interest from date of judgment till satisfaction. iv. Costs.</p><p>The defendantsresponded by a further amended statement of defence dated 18 November 2007.</p><p>The case of the respondenton thepleadings was that the first appellant was its customer and it maintained account Nos. CO 40003201 (an overdraft account) and 50262…</p>