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N.N. EST METALS COMPANY LTD V. HOLLARD INSURANCE CO. LTD

(2018) JELR 64211 (HC)

High Court  •  SUIT NO. CM/INS/0488/2016  •  26 Nov 2018  •  Ghana

Coram
ERIC K. BAFFOUR ESQ. JUSTICE OF THE HIGH COURT

Judgement

BAFFOUR, J.

Plaintiff claim against the Defendant in the writ of summons the following:

i. An order directed at the Defendant to pay to the Plaintiff the revised total sum insured for the policy No C/1001/1007/009999/11/25 being the total sum of Gh¢341.500.

ii. Special damages for the cost incurred by the Plaintiff on account of the breach of the said policy by the Defendant or alternatively general damages for breach of the policy.

iii. Interest on the said amounts in (i) and (ii) above from the 4th day of June, 2015 till date of final payment

iv. Costs of this legal action.

Plaintiff situate its claim based on an insurance policy for an all risk cover where it notes that in consideration of a premium of Gh¢882.22 paid from November 2014 till the 6th of November, 2015, insured with the Defendant all its items that might be damaged from accidental destruction. To Plaintiff the items insured and specified in the policy was revised to an amount of Gh¢341,500 and so was the premium payable. Th…

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